Health Insurance

Health insurance is a type of insurance that covers medical expenses. It helps people pay for doctor visits, hospital stays, surgeries, medicines, and other healthcare services. With rising medical costs, health insurance has become very important for individuals and families.

In a health insurance policy, the insured person pays a premium to the insurance company. In return, the company covers part or all of the medical expenses according to the policy terms. Some plans also include benefits like free health checkups, preventive care, and ambulance services.

Health insurance protects people from large and unexpected medical bills. Without insurance, serious illnesses or accidents can create a heavy financial burden.

Many governments and private companies offer health insurance plans. Choosing the right policy depends on factors such as coverage, cost, hospital network, and personal healthcare needs.